<p>We talked with someone who knows all about the different ways credit scores affect us: Liz Weston, author of Your Credit Score, a book about “how to improve the 3-digit number that shapes your financial future,” and a columnist at NerdWallet. Weston spoke about the ways bad credit jacks up prices for basic consumer needs, offered advice about those store credit cards that tempt consumers with zero percent financing on purchases, and debunked a few credit card myths while she was at it.</p>

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